All model laws and resolutions on this page have been adopted by the NCOIL Executive Committee, unless otherwise indicated.
***NOTE: Per NCOIL bylaws, this Committee disbanded on July 17, 2021.
Resolution Regarding the Use of Certain Rating Factors – 7-17-21
Resolution Regarding the Use of Artificial Intelligence in Underwriting – 7-17-21
Resolution Regarding Insurance Score Transparency – 7-17-21
DEFINITION OF “PROXY DISCRIMINATION”
Amendments to NCOIL P&C Insurance Modernization Model Act – Adopted on April 18, 2021
MATERIAL FOR DISCUSSION
“Principles of State Insurance Unfair Discrimination Law – Thoughts Regarding NAIC and NCOIL Policymaking” – by The Hon. Nat Shapo, Former Director of Illinois Insurance Department
NAMIC Statement in Support of NCOIL Race and Insurance Committee and Risk-Based Pricing in Insurance
APCIA Letter on The Role of “Proxy Theory” in the Unlawful Discrimination Landscape
Prof. Dan Schwarcz Definition of “Proxy Discrimination”
ACLI Letter on Special Committee on Race in Insurance Underwriting
Hon. Nat Shapo Comment Letter July 2021
December 9, 2020 Meeting Session 1 Session 2
April 15, 2021 Meeting Minutes