Property-Casualty Insurance Committee

All model laws and resolutions on this page have been adopted by the NCOIL Executive Committee, unless otherwise indicated.



Draft NCOIL Distracted Driving Model Act as of 7-20-20          GM Proposed Amendments 7-23-20            Draft as of 8-25-20 (Asm. Cooley added as Sponsor)               AMA Comment Letter 8-21-20           AMA Distracted Driving Model Act          Alliance for Automotive Innovation Comment Letter 9-17-20              Draft as of 11-9-20

NCOIL Coronavirus Limited Immunity Model Act Draft as of 11-9-20

DRAFT NCOIL E-Scooter Insurance Model Act as of 11-11-19        Second Draft of E-Scooter Model as of 2-5-20

NCOIL Peer-to-Peer Car Sharing Program Model Act - Adopted 12/13/19     Comments

Model Act Concerning Interpretation of State Insurance Laws - Adopted 7/13/19

State Flood Disaster Mitigation and Relief Model Act Originally Adopted 11/21/03; Amended 7/13/08; Readopted 7/13/19

Consumer Protection Towing Model Act - Adopted 7/15/18          Comment Letters

Model Act Regarding Auto Airbag Fraud – Originally Adopted 11/22/09; Readopted 7/15/18

Model Act Regarding Disclosure of Rental Damage Waivers - Originally Adopted 3/1/08; Readopted 7/15/18

Model Anti-Runners Fraud Bill – Originally Adopted 7/11/03; Readopted 7/8/05, 11/20/10, 7/15/18

Model State Uniform Building Code - Originally Adopted 3/3/07; Readopted 7/15/12, 7/15/18 

Property/Casualty Insurance Modernization Act – Originally Adopted 7/13/01; Amended 11/16/01, 3/1/02, 11/21/03; Readopted 7/22/06, 7/15/18

Property and Casualty Insurance Domestic Violence Model Act – Originally Adopted 3/1/98; Readopted 7/11/03, 7/13/05, 11/20/10, 7/15/18

Auto Insurance Fraud Model Act – Originally Adopted 7/22/06; Readopted 2/26/12, 7/15/17

Asbestos Bankruptcy Trust Claims Transparency Model Act - Adopted 7/15/17

Certificates of Insurance Model Act – Originally Adopted 11/18/12; Readopted 7/15/17

Travel Insurance Model Act - Originally Adopted 11/18/12; Updated Version Adopted 3/5/17; Amended Version Adopted 7/15/17

Model Act to Regulate Insurance Requirements for Transportation Network Companies and Transportation Network Drivers – Adopted 7/19/15; Readopted 9/26/20

Model Act Regarding Use of Insurance Binders as Evidence of Coverage – Originally Adopted 7/15/12; Readopted 7/15/17

Property/Casualty Flex-Rating Regulatory Improvement Model Act -- Originally Adopted 2/27/04; Readopted 11/20/11, 7/17/16

Model Act Regarding Use of Credit Information in Personal Insurance – Originally Adopted 11/22/02; Readopted 11/19/05; Amended 7/12/09; Readopted 11/15/15; Readopted 9/26/20

Storm Chaser Consumer Protection Act – Adopted 7/19/15; Readopted 9/26/20

Model Act Regarding Medicaid Interception of Insurance Payments – Originally Adopted 11/23/14; Amended Version Adopted 3/1/15; Readopted 9/26/20

Post-Assessment Property and Liability Insurance Guaranty Association Model Act – Originally Adopted 11/17/07; Amended 3/1/15; Readopted 9/26/20                  Proposed Amendments to NCOIL Post-Assessment Property and Liability Insurance Guaranty Association Model Act submitted by National Conference of Insurance Guaranty Funds (NCIGF) - 7-31-20          NCIGF Cover Letter

Patient Safety Model Act (in conjunction with the NCOIL Health Insurance Committee) - Adopted 11/19/05

Model Act Regarding Use of Claims History Information - Adopted 7/8/05; Readopted 12/13/19

State Enactment of NCOIL Credit Information Model Act - Originally Adopted November 2002



Encouraging the American Law Institute to Materially Change the Proposed Restatement of the Law of Liability Insurance - Adopted 1/5/18

Encouraging the Adoption of Voluntary Data Call Principles - Adopted 11/16/17

In Support of H.R. 3989, the Disaster Savings Account Act of 2013 – Adopted 7/13/14

Resolution Supporting “No Pay, No Play” Auto Insurance Laws – Adopted 3/9/14

Requesting United States Congress to Pass the Homeowners Flood Insurance Affordability Act– Adopted 11/24/13

Urging HUD to Refrain from Intruding on State Regulation of Homeowners' Insurance – Adopted 2/26/12

Supporting State Regulation of the Use of Credit Information in Personal Insurance – Adopted 7/13/08

Concerning Amendments to State Liquidation Laws Addressing Large Deductibles – Adopted 7/21/07

Regarding State Land-Use Policies – Adopted 7/21/07

Supporting Stronger Building Codes and Building Requirements – Adopted 7/22/06

Regarding the Insurance Receivership Model Act (IRMA) and NAIC Accreditation – Adopted 7/22/06

Regarding Motor Vehicle Crash Parts -- 11/19/05

In Support of the Confidentiality of Risk-Based Capital Information -- 7/8/05

Regarding Catastrophic Natural Disaster Insurance Issues -- Originally Adopted 7/16/04; Readopted 2/25/06

Regarding Medical Malpractice Reform -- Adopted 2/27/04

In Support of Flex-Rating as an Interim Step toward Rate Regulation Based More on Open Competition – Adopted 11/21/03

Regarding the Need for Effective Asbestos Reform – Adopted 11/21/03

Affirming State Authority in the Regulation of Crop Insurance -- Originally Adopted 2/25/00; Amended 7/12/02

On NAIC Credit Personal Property Insurance Model Act – Adopted 11/16/01

In Support of Tax-Deductible Pre-Event Natural Disaster Reserve Funds and Federal Backup Insurance – Originally Adopted 7/13/01; Amended 11/16/01

On National Flood Insurance Program (NFIP) Elevation Certificate – Adopted 7/13/01

Opposing Federal Choice No-Fault Auto Legislation – Originally Adopted 11/16/97; Readopted 7/13/01



Recording of Interim Zoom Meeting of NCOIL Property & Casualty Insurance Committee – July 24, 2020

Property-Casualty Insurance Committee Interim Meeting Minutes - July 24, 2020

Property-Casualty Insurance Committee Interim Meeting Minutes - Nov. 19, 2019

Property-Casualty Insurance Committee Interim Meeting Minutes - Jan. 29, 2018

Property-Casualty Insurance Committee Interim Meeting Minutes - June 5, 2017

Property-Casualty Insurance Committee Interim Meeting Minutes - Sept. 29, 2016



American Law Institute (ALI) Letter to NCOIL - 4/3/19

NCOIL Letter to ALI - 11/28/17

Letter to NAIC Expressing Concern with Proposed Data Call, Affirming Need for NCOIL Insurance Scoring Model  - 9/30/10

Letter to U.S. House Committee Applauding Insurance-Scoring Interest, Apprising of NCOIL Model Protections - 5/13/10

Letter to State Insurance Committee Chairs Regarding Uniform Crop Adjuster Licensing - 7/12/09

Letter to NAIC Regarding Protections in NCOIL Insurance Scoring Model Act - 4/28/09