Health Insurance and Long-Term Care Issues Committee

All model laws and resolutions on this page have been adopted by the NCOIL Executive Committee, unless otherwise indicated.

 

AIR AMBULANCE

NCOIL Model Act Regarding Air Ambulance Patient Protections – Adopted November 20, 2021

Model Act Regarding Air Ambulance Insurance Claims – Adopted 11/19/17; Re-adopted 3/6/22

Joint Health Committee/Air Ambulance Task Force Interim Call Minutes – Oct. 13, 2017

Air Ambulance Task Force Minutes – July 15, 2017

Resolution Urging the United States Congress to Take Legislative Action and Exempt Properly Governed by the McCarran-Ferguson Act from the Scope of the Airline Deregulation Act of 1978 to Authorize States to Regulate Air Ambulance Billing – Adopted July 15, 2017

Sense of Body – Resolution Urging the United State Congress to Take Legislative Action and Exempt Matters Properly Governed by the McCarran-Ferguson Act from the Scope of the Airline Deregulation Act of 1978 to Authorize States to Regulate Air Ambulance Billing – DRAFT

Air Ambulance Task Force Interim Call Minutes – June 8, 2017

Guiding Principles on State Regulation of Air Ambulance Balance Billing Practices – DRAFT

 

ERISA PREEMPTION MATERIALS

Resolution In Support of Amending ERISA to Enable State Policymakers to Enact More Meaningful State Healthcare Reforms – Adopted March, 17, 2019

Health Reform Waiver Proposal from Prof. Elizabeth McCuskey and Prof. Erin Fuse Brown – Dec. 7, 2018

Memo from Prof. Elizabeth McCuskey re: ERISA Waiver Proposal – Dec. 7, 2018

 

MODEL LAWS

NCOIL Value Based Purchasing Model Act – Draft as of 3-13-24

NCOIL Hospital Price Transparency Model Act – Adopted  7/22/23

NCOIL Medical Loss Ratios for Dental (DLR) Health Care Services Plans Model Act – Adopted 4/14/24

  Biomarker Testing Insurance Coverage Model Act – Adopted 7/22/23

NCOIL Telemedicine Authorization and Reimbursement Model Act – Adopted 11/20/21

NCOIL Accumulator Adjustment Program Model Act – Adopted 11/20/21

Transparency in Dental Benefits Contracting Model Act – Adopted 12/12/20

Short Term Limited Duration Insurance Model Act – Adopted 9/26/20

NCOIL Pharmacy Benefits Manager (PBM) Licensure and Regulation Model Act – Originally Adopted 12/8/18; Re-adopted 3/12/23

NCOIL Model Law on Drug Pricing Transparency – Adopted 12/13/19; Re-adopted w/ technical amendment on 4/14/24

Model Act Regarding Air Ambulance Insurance Claims – Adopted 11/19/17; Re-adopted 3/6/22

Out-of-Network Balance Billing Transparency Model Act – Adopted 11/19/17; Re-adopted 3/6/22

Patient Safety Model Act – Originally Adopted 11/19/05; Readopted 3/6/11, 3/5/17, 3/6/22

Rental Network Contract Arrangements Model Act – Originally Adopted 11/23/08; Readopted 3/5/17, 3/6/22

Employer-Sponsored Group Disability Income Protection Model Act – Adopted 11/20/16; Readopted 4/18/21; 7/17/21

Healthcare Balance Billing Disclosure Model Act – Adopted 3/6/11 

Model Act Banning Fee Schedules for Uncovered Dental Services – Adopted 11/21/10; Readopted 3/5/17; 3/6/22

 

RESOLUTIONS

Resolution in Support of Embedded Provisions in State Insurance Code to Protect Health Savings Accounts-Qualified Health Insurance Policies from Certain State Benefit Mandates – Adopted 11/18/23

Resolution In Support of Amending ERISA to Enable State Policymakers to Enact More Meaningful State Healthcare Reforms – Adopted 3/17/19

In Support of Efforts to Reduce the Incidence of Obesity and Chronic Disease – Adopted 7/19/15

Regarding Health Benefit Exchange Navigator Programs – Adopted 3/10/13

Regarding Discontinued Health Insurance Policies  – Adopted 3/10/13

In Support of H.R. 1206, The Access to Professional Health Advisors Act – Adopted 7/17/11

NCOIL Principles for Healthcare Reform – Adopted 11/22/09

Resolution Concerning the Role of Insurance Agents and Brokers in the Healthcare Delivery System – Approved 11/22/09

In Support of Extending Dependent Benefits for Young Adults – Adopted 7/13/08

In Support of H.R. 506, the Health Partnership through Creative Federalism Act – Adopted 11/17/07

On Federal Preemption of State Laws Regarding Certain Health Insurance Arrangements – Originally Adopted 2/26/99; Readopted 3/2/01; Amended Version 2/21/03

In Support of Amending the NAIC Uniform Accident & Sickness Policy Provision Law – Adopted 3/02/01; Amended Version 2/21/03

Resolution On Medical Privacy – Adopted 7/13/01

 

INTERIM CONFERENCE CALL MINUTES

Health Committee Interim Call Minutes – January 26, 2024

Health Committee Interim Call Minutes – October 6, 2023

Health Committee Interim Call Minutes – May 19, 2023

Health Committee Interim Call Minutes – February 17, 2023

Health Committee Interim Call Minutes – August 21, 2020

Health Committee Interim Call Minutes – Oct. 25, 2018

Health Committee Interim Call Minutes – June 8, 2018

Joint Health Committee/Air Ambulance Task Force Interim Call Minutes – Oct. 13, 2017

Health Committee Interim Call Minutes – Jan. 27, 2017

Health Committee Interim Call Minutes – June 22, 2016

 

LETTERS

Letter opposing NPRM “Short-Term, Limited Duration Insurance; Independent, Noncoordinated Excepted Benefits Coverage; Level-Funded Plan Arrangements; and Tax Treatment of Certain Accident and Health Insurance – 9/11/23

Letter opposing NPRM “Expatriate Health Plans, Expatriate Health Plan Issuers, and Qualified Expatriates; Excepted Benefits; Lifetime and Annual Limits; and Short-Term, Limited-Duration Insurance – 8/5/16

Letter to HHS/CMS Regarding Health Savings Accounts Catch-22 — 5/27/16

Letter to HHS Expressing Concerns with CLASS Act Long-Term Care Program ─ 8/4/11

Letter to HHS Urging Exclusion of Agent/Broker Commissions from Draft MLR Rule — 12/7/10

Letter to Senate Opposing S. 3217 Amendment to Repeal Health Insurer McCarran-FergusonAntitrust Exemption– 5/14/10

Letter to Senators Dodd, Shelby Opposing Addition of Federal Health Insurance Rating to S. 3217 Financial Services Bill ─ 5/4/10

Letter Opposing Repeal of McCarran-Ferguson Antitrust Exemptions for Health,Med Mal Insurers ─ 1/14/10

Letter to Congress Reminding of State Consumer Protections, Cautioning Against Healthcare Higher Costs — 11/30/09

Letter to Congress Recognizing State Health Insurance Reform Successes — 5/27/09

Letter to Congress Supporting SCHIP Reauthorization — 3/7/07

Letter to Senators Enzi and Nelson Opposing SBHP Legislation, S. 1955 — 3/14/06

Letter to Senate Opposing AHP Legislation, S. 406 — 08/15/05

Letter to NAIC Supporting UPPL Amendment — 3/22/01

 

BEST PRACTICES

Best Practices to Address Opioid Abuse, Misuse & Diversion – Originally Adopted 11/24/13; Provisions Added 7/13/14