All model laws and resolutions on this page have been adopted by the NCOIL Executive Committee, unless otherwise indicated.
MODEL LAWS
NCOIL Model Act in Support of Mental Health Wellness Exams - Adopted 11-12-24
NCOIL Resilient Revolving Loan Fund Model Act - Adopted 11/20/21
Insurance Business Transfer Model Act - Adopted 3-8-2020
NCOIL Exhaustion of Administrative Remedies Model Legislation – originally adopted 11-22-02; re-adopted 3-4-05, 11-21-10, 11-17-10, 11-29-22
NCOIL Producer Compensation Disclosure Model Amendment to Producer Licensing Model Act – originally adopted 3-5-10; re-adopted 11-21-10, 11-17-17, 11-19-22
Market Conduct Surveillance Model Law - Originally Adopted 11/11/06; Readopted 11/20/11. 11/20/16; Amendments Adopted 3/8/20
Company Licensing Modernization Model Act - Originally Adopted 7/12/02; Readopted 11/19/04, 11/11/06, 11/20/11, 11/20/16, 11/20/21
Market Conduct Annual Statement (MCAS) Model Act - Originally Adopted 11/21/10; Readopted 11/15/15; Readopted 12/12/20
RESOLUTIONS
Resolution in Support of Establishing Catastrophe Savings Accounts – Adopted 11-24-24
NCOIL Resolution Reaffirming Support for the U.S. State-Based System of Insurance Regulation in Response to Growing Federal Encroachment – Adopted 4/14/24
2022
Resolution Supporting Independent Contractor Status for Insurance Agents and Other Licensed Financial Professions – Adopted 3/6/22
Resolution in Support of The People and Government of Ukraine - Adopted 3/6/22
2019
In Continued Support of the National Association of Insurance Commissioners (NAIC) Credit for Reinsurance Model Law and Regulation (Reinsurance Models) - Adopted 7/13/19
2017
Encouraging the Federal Insurance Office (FIO) to Create a New Proposal for the Study of Auto Insurance Affordability in Accordance with Title V of the Dodd-Frank Act - Adopted 3/5/17
2016
Reaffirming Support for the U.S. State-Based System of Insurance Regulation in Response to Recent Federal Encroachment - Adopted 11/20/16
In Support of the NAIC Credit for Reinsurance Model Law and Regulation (Reinsurance Models) - Adopted 7/17/16
2015
In Support of Federal Legislation that Supports Transparency, Accountability, and the U.S. System of State-Based Insurance Regulation – Adopted 7/19/15
2014
Resolution Regarding Guiding Principles for U.S. and International Insurance Regulatory Discussions – Adopted 7/11/14
Resolution Concerning Principles of State Sovereignty in International Trade – Adopted 7/11/14
Regarding the States’ Response to International Proposals for Insurer Solvency Regulation and a Global Insurance Capital Standard (ICS) – Adopted 7/11/14
2013
Reaffirming Support for U.S. State-Based System in International Insurance Regulatory Discussions – Adopted 11/24/13
Supporting Further Extension of TRIA - Adopted 7/14/13
Regarding the Prudential Regulation of Insurance - Adopted 3/10/13
2012
Resolution Urging Support for State Authority in U.S. Trade Negotiations - Adopted 7/15/12
Urging Producer Licensing Modernization - Adopted 7/15/12
2011
Encouraging State Membership in the IIPRC - Adopted 11/20/11
Urging Congress to Extend the Effective Date for Non-Admitted Insurance Provisions of Dodd-Frank Act - Adopted 3/6/11
In Support of Expanding Annuity Suitability Requirements - Adopted 3/6/11
2010
Urging Opposition to Optional Federal Charter (OFC) Proposals - Adopted 11/21/10
In Support of Amending Insurance Law to Conform to Non-Admitted & Reinsurance Reform Act (NRRA) - Adopted 11/21/10
Opposing an Office of National Insurance Proposal in Senate Committee Print of Restoring American Financial Stability Act - Adopted 3/7/10
2009
Opposing Legislation to Create a Federal Insurance Office – Adopted 11/22/09
Favoring Continued State-Based Insurance Consumer Protections – Adopted 7/12/09
2008
Opposing an NAIC Plan to Utilize the Annual Statement for the Centralized Collection and Dissemination of Market Conduct Data – Adopted 7/13/08
Model State Resolution in Opposition to S. 40/H.R. 3200, the National Insurance Act -- Adopted 3/1/08
In Support of the National Insurance Producer Registry -- Adopted 3/1/08
2007
In Support of Surplus Lines Insurance Multi-State Compliance Compact (“SLIMPACT”) – Adopted 11/17/07
In Opposition to Amending or Repealing the McCarran-Ferguson Act – Adopted 7/21/07
Opposing Certain Executive Sessions of Public Policy Officials – Adopted 7/21/07
2006
Model State Resolution in Opposition to Federal Preemptive Regulatory Measures -- Adopted 2/25/06
2004
Regarding OCC Banking Regulations - Adopted 11/19/04
2003
In Support of Federal Legislation to Protect American Investors - Adopted 11/21/03
In Support of the NAIC Interstate Insurance Product Regulation Compact Model Legislation – Adopted 7/11/03
Support of Insurance Commissioners Exclusive State Regulatory Authority over Variable Life Insurance and Variable Annuities - Adopted 2/21/03
2002
On Regulation of Financial Institutions – Originally Adopted 7/11/97; Readopted 11/16/01; Amended Version Adopted 3/1/02
2001
In Support of Repealing Surplus Lines Licensing Bonds – Adopted 11/16/01
Opposing OCC Opinion that GLBA Preempts State Consumer Protection Laws – Adopted 11/16/01
In Support of the Uniform Electronic Transactions Act – Originally Adopted 11/19/99; Readopted 11/16/01
In Support of the Interstate Insurance Receivership Compact Commission's Uniform Receivership Law – Originally Adopted 11/18/98; Readopted 11/16/01
Affirming the Authority of States to Regulate the Business of Insurance – Originally Adopted 7/10/98; Readopted 11/16/01
Opposing the Federalization or Dual Regulation of the Business of Insurance – Adopted 7/13/01
2000
In Support of the NAIC Producer Licensing Model Act – Adopted 7/07/00
LETTERS
2024
Letter to Federal Housing Finance Agency re: Proposed Title Acceptance Pilot - 5/9/24
Letter to Federal Trade Commission re: Proposed Non-Compete Clause Rulemaking - 2/27/24
Letter to Sens. Manchin, Scott, and Rep. Steil in Support of the Business of Insurance Regulatory Reform Act of 2024 - 1/24/24
2023
Letter to Federal Trade Commission re: Proposed Negative Option Rule Relating to Service Contracts - 6/27/23
Letter to Internal Revenue Service re: Proposed Rule Relating to Captive Insurers - 6/8/23
2020
***Sean Kevelighan Slides from April 24, 2020 NCOIL-Rutgers Webinar. Due to technical difficulties these slides were only visible for a portion of the webinar.***
NCOIL Letter to Congress Regarding COVID-19 and Business Interruption Insurance NCOIL Letter to House Financial Services Committee Regarding COVID-19 and Business Interruption Insurance
NCOIL Letter to to Congresswoman Pramila Jayapal Regarding COVID-19 and Business Interruption Insurance
NCOIL Letter to U.S. Senators Regarding COVID-19 and Business Interruption Insurance
NCOIL Letter to President Trump Regarding COVID-19 and Business Interruption Insurance
NCOIL Letter to Chairs Waters and Maloney Regarding PRIA/COVID-19 and Business Interruption Insurance
NCOIL Letter in Support of H.R. 5494 - The Catastrophe Loss Mitigation Incentive and Tax Parity Act of 2019
NCOIL Letter in Opposition to H.R. 1756 - The Preventing Credit Score Discrimination in Auto Insurance Act
Statement for the Record U.S. House Committee on Small Business Hearing on Business Interruption Coverage: Are Policyholders Being Left Behind?
NCOIL Letter to Leaders McConnell and Schumer in Opposition to H.R. 1418 - The Competitive Health Insurance Reform Act of 2020 Letter to Senate Sponsor Steve Daines
2019
NCOIL Comment Letter on Department of Housing and Urban Development's Disparate Impact Rule
Statement for the Record - U.S. House Financial Services Committee Subcommittee on Housing, Community Development, and Insurance and Subcommittee on National Security, International Development, and Monetary Policy Hearing on Protecting America: The Reauthorization of the Terrorism Risk Insurance Program
2015
LEGISLATIVE TOOLKIT – Advocating for State-Based Regulation in International Insurance Discussions ̶ April 2015
2014
NCOIL Statement on Senate Inability to Reauthorize TRIA – 12/17/14
Letter to Senate Urging Passage of S. 2244 TRIA Reauthorization Legislation Before Adjourning – 12/14/14
Letters to U.S. House and Senate Supporting Resolutions Calling for IAIS Openness/Stakeholder Participation - October 2014
NCOIL Comments to IAIS Regarding Meeting Participation & Consultation with Stakeholders – 9/2/14
Letters to Federal, International Officials Affirming State Regulation, Asserting Legislators Are Key to International Debates – 7/21/14
2013
Letter to Congress Reaffirming Support for State Regulation, Requesting Seat at Table in Global Insurance Discussions – 12/2/13
2012
Letter to House Rules Committee Reaffirming McCarran-Ferguson Support, Opposing Health/P-C Insurance Repeals – 3/20/12
2011
Comment Letter to Federal Insurance Office Regarding State Modernization, FIO Report to Congress – 12/15/11
Letter to Chairperson Rep. Judy Biggert Regarding Common Ground on SLIMPACT – 7/29/11
Letter to NAIC Asking for Unity on SLIMPACT – 7/29/11
Joint NCOIL-CSG-NCSL Letter Requesting One-Year Extension of NRRA Effective Date ─ 1/27/11
Open Letter to 112th Congress Regarding Insurance Public Policy ─ 1/5/11
2010
Letter to NAIC Urging SLIMPACT as Solution to Implementing Dodd-Frank Surplus Lines Provisions ─ 9/2/10
Joint NCOIL-NCSL Letter to U.S. House/Senate on Financial Stability Oversight Council/Federal Insurance Office S. 3217/H.R. 4173 Provisions ─ 6/4/10
Letter to Sen. Merkley Opposing ONI, Supporting S. 3217 Amendment to Limit Federal Powers ─ 5/10/10
Letter to Sen. Merkley Regarding ONI Amendment in Title V of S. 3217 Restoring American Financial Stability Act of 2010 ─ 5/10/10
Letter to Senate Opposing the Title 5, Subsection A, ONI in the Restoring American Financial Stability Act of 2010 (SB 3217) ─ 4/22/10
Letter to Senate Banking Committee Offering New Comments on Financial Services Reform Bill ─ 3/22/10
2009
Letter to NAIC Opposing National Insurance Supervisory Commission (NISC), Offering Constructive Comments – 12/18/09
Letter to Speaker Pelosi Opposing FIO, Expressing Concerns with H.R. 4173 – 12/10/09
Letter to Senate Banking Committee Chairman Dodd Regarding Financial Stability Discussion Draft – 11/16/09
Letter to House Financial Services Committee Opposing a Federal Insurance Office (FIO) - 10/23/09
Letter to NAIC Opposing National Insurance Supervisory Commission (NISC) Proposal – 9/9/09
NCOIL/CSG/NCSL Letter to Senate Banking/House Financial Services Committees Opposing Inclusion of Insurance in a Consumer Financial Protection Agency -- 9/1/09
Letter to Senate Banking/House Financial Services Committees Regarding Principles for Effective Systemic Risk Regulation -- 5/11/09
NCOIL/CSG/NCSL Letter to Senate Banking/House Financial Services Committees Opposing an OFC -- 4/2/09
Letter to U.S. Senate Banking Committee Chair Christopher Dodd Opposing an OFC -- 3/6/09
Letter to Treasury Secretary Geithner Regarding Optional Federal Charter Comments -- 2/12/09
2008
Letter to Chairman Frank Regarding Need for State-Based Reforms -- 10/20/08
Letter to Speaker Pelosi Regarding Removing H.R. 5840 from Suspension Calendar, AIG Assertions– 9/19/08
Letter to Speaker Pelosi Recommending Opposition to H.R. 5840 OII Legislation -- 9/12/08
Letter to Chairman Dodd Opposing Fast Track for H.R. 5840 OII Legislation -- 8/1/08
Letter to Speaker Pelosi Requesting Due Process for H.R. 5840 OII and H.R. 5611 NARAB Legislation -- 7/28/08
Letter to NAIC Regarding Due Process for MCAS Proposal -- 5/23/08
Letter to NAIC Supporting IIPRC Testimony at U.S. House Hearing -- 4/3/08
2006
Letter to Senators Johnson and Sununu Opposing OFC Legislation, S. 2509 – 4/14/06
