All model laws and resolutions on this page have been adopted by the NCOIL Executive Committee, unless otherwise indicated.
MODEL LAWS
NCOIL Insurance Regulatory Sandbox Model Act – Adopted 11/19/22
NCOIL Insurer Division Model Act – Adopted 4/18/21
NCOIL Remote Notarization Model Act – Adopted 11/20/21
NCOIL Uniform Captive Insurer Model Act – Adopted 11/20/21
Insurance Fraud Model Act — Originally Adopted 7/28/95; Readopted 11/16/01, 11/19/04, 11/22/09, 7/13/19
NCOIL Insurance E-Commerce Model Act – Adopted 3/8/20
NCOIL Rebate Reform Model Act – Adopted 3/8/20
NCOIL E-Titling Model Act – adopted March 8, 2020
NCOIL Model Act Concerning Statutory Thresholds for Settlements Involving Minors – Adopted 9-26-20
NCOIL Model Act to Support State Regulation of Insurance by Requiring Competition Among Rating Agencies – Originally Adopted 11-16-17; Readopted with amendments 11/19/22
NCOIL Model Act Prohibiting Consumer Reporting Agencies from Charging Fees Related to Security Freezes – Originally Adopted 11-16-17; Readopted 11/19/22
NCOIL Credit Report Protection for Minors Model Act – Originally Adopted 11-16-17; Readopted 11-19-22
NCOIL Credit Default Insurance Model Legislation – Originally Adopted 11-22-09; re-adopted 7-11-10, 11-16-17, 11-19-22
Identity Theft Protection Model Act – Originally Adopted 11/21/03; Readopted 11/11/06, 11/20/11, 11/20/16, 11/20/21
MODEL LAWS SUPPORTED BY NCOIL
State Model Language for Implementation of Public Law 110-289, Title V—S.A.F.E. Mortgage Licensing Act – Supported 3/1/09
RESOLUTIONS
Resolution Asserting McCarran-Ferguson Reverse Preemption over the Supervision of Insurance Companies by the Federal Reserve Board and its Examiners — Adopted 12/8/18
Resolution in Support of State Regulated Health Savings Account-Based Coverage — Adopted 12/8/18
Resolution in Support of The Small Business Audit Correction Act of 2018 — Adopted 7/15/18
Resolution Encouraging the Adoption of Voluntary Data Call Principles — Adopted 11/16/17
In Support of Exemption for Community Banks from Onerous and Unnecessary Regulations — Adopted 11/15/17
In Support of States’ Authority as the Primary Regulator of Insurance Companies – Adopted 11/15/15
Concerning Best Practices for Pension De-Risking through Private Annuitization – Adopted 11/23/14
Opposing PEPTA Federal Pension Reform Legislation – Adopted 11/20/11
Urging Senate Committee to Exclude Insurers from Systemic Risk Regulation, Assessments for Resolution of Systemically Risk Companies ─ Adopted 3/7/10
In Support of the Enforcement of Department of Defense Predatory Lending Regulation – Adopted 3/1/09
Opposing the Proposed Amendment to IRS Regulations Eliminating the Deductibility of Captive Insurance Company Reserves – Adopted 11/17/07
In Support of the Expansion of the Liability Risk Retention Act to Cover All Commercial Lines of Insurance — Adopted 7/12/02
LETTERS
Letter in Support of the Policyholder Protection Act of 2015 – 3/18/15
Letter to CFPB Seeking Clarification re: CFPB Actions and State Regulation, Requesting Formal Dialogue with Bureau – 12/4/14
Letter to H.R. 4173 Conferees Regarding Need for Material Interest in CDS Market ─ 6/15/10
Letter to U.S. Senate Supporting S. 3217 Amendments to Add State Officials to Financial Services Council ─ 5/17/10
Letter to House Financial Services, Agriculture Committees Regarding H.R. 4173 and Need for State CDS Regulation – 12/7/09
Letter to Senate Banking and House Financial Services Committees Regarding NCOIL CDS Activity – 7/22/09
