Property-Casualty Insurance Committee

All model laws and resolutions on this page have been adopted by the NCOIL Executive Committee, unless otherwise indicated.

 

MODEL LAWS

NCOIL Model Act Regarding Insurers’ Use of Aerial Images Draft as of 3-26-25       Rep. Lampton proposed amendment to Model – to be discussed during P&C Committee’s meeting in April     Cape Analytics Comments

NCOIL Rental Home Marketplace Guarantees Model Act — Adopted 4-27-25

NCOIL Motor Vehicle Glass Model Act – Adopted 4/27/25

NCOIL Strengthen Homes Program Model Act – Adopted 11-24-24

NCOIL Catalytic Converter Theft Prevention Model Act – Adopted 7/20/24

NCOIL Public Adjuster Professional Standards Reform Model – Adopted 4/14/24

NCOIL Model State Uniform Building Code – Adopted 2007; Re-adopted 2012 and 2018 and 2023

NCOIL Insurance Underwriting Transparency Model Act – Adopted 3/12/23

NCOIL Delivery Network Company (DNC) Insurance Model Act – Adopted 11/19/22; Amendments Adopted 11/18/23

NCOIL Dog Breed Insurance Underwriting Protection Model Act – Adopted 11/19/22

NCOIL Distracted Driving Model Act – Adopted 4/18/21

NCOIL Coronavirus Limited Immunity Model Act – Adopted 4/18/21

NCOIL Peer-to-Peer Car Sharing Program Model Act – Adopted 12/13/19; Amended 4/18/21

Model Act Concerning Interpretation of State Insurance Laws – Adopted 7/13/19; Readopted 7/20/24

State Flood Disaster Mitigation and Relief Model Act – Originally Adopted 11/21/03; Amended 7/13/08; Readopted 7/13/19, 7/20/24

Consumer Protection Towing Model Act – Adopted 7/15/18 – Readopted 7/22/23

Model Act Regarding Auto Airbag Fraud – Originally Adopted 11/22/09; Readopted 7/15/18; 7/22/23

Model Act Regarding Disclosure of Rental Damage Waivers – Originally Adopted 3/1/08; Readopted 7/15/18; 7/22/23

Model Anti-Runners Fraud Bill – Originally Adopted 7/11/03; Readopted 7/8/05, 11/20/10, 7/15/18, 7/22/23

Model State Uniform Building Code – Originally Adopted 3/3/07; Readopted 7/15/12, 7/15/18, 7/22/23; Readopted w/ amendments 11/18/23

Property/Casualty Insurance Modernization Act – Originally Adopted 7/13/01; Amended 11/16/01, 3/1/02, 11/21/03; Readopted 7/22/06, 7/15/18; Amended 4/18/21

Property and Casualty Insurance Domestic Violence Model Act – Originally Adopted 3/1/98; Readopted 7/11/03, 7/13/05, 11/20/10, 7/15/18, 7/22/23

Auto Insurance Fraud Model Act – Originally Adopted 7/22/06; Readopted 2/26/12, 7/15/17, 7/16/22

Asbestos Bankruptcy Trust Claims Transparency Model Act – Adopted 7/15/17; Readopted 7/16/22

Certificates of Insurance Model Act – Originally Adopted 11/18/12; Readopted 7/15/17, 7/16/22

Travel Insurance Model Act – Originally Adopted 11/18/12; Updated Version Adopted 3/5/17; Amended Version Adopted 7/15/17; Readopted 7/16/22

Model Act to Regulate Insurance Requirements for Transportation Network Companies and Transportation Network Drivers – Adopted 7/19/15; Readopted 9/26/20

Model Act Regarding Use of Insurance Binders as Evidence of Coverage – Originally Adopted 7/15/12; Readopted 7/15/17, 7/16/22

Property/Casualty Flex-Rating Regulatory Improvement Model Act — Originally Adopted 2/27/04; Readopted 11/20/11, 7/17/16, 7/17/21

Model Act Regarding Use of Credit Information in Personal Insurance – Originally Adopted 11/22/02; Readopted 11/19/05; Amended 7/12/09; Readopted 11/15/15; Readopted 9/26/20

Storm Chaser Consumer Protection Act – Adopted 7/19/15; Readopted 9/26/20

Model Act Regarding Medicaid Interception of Insurance Payments – Originally Adopted 11/23/14; Amended Version Adopted 3/1/15; Readopted 9/26/20

Post-Assessment Property and Liability Insurance Guaranty Association Model Act – Originally Adopted 11/17/07; Amended 3/1/15; Readopted 9/26/20; Amended 4/18/21

Patient Safety Model Act (in conjunction with the NCOIL Health Insurance Committee) – Adopted 11/19/05

Model Act Regarding Use of Claims History Information – Adopted 7/8/05; Readopted 12/13/19, 7/20/24

State Enactment of NCOIL Credit Information Model Act – Originally Adopted November 2002

 

RESOLUTIONS

Encouraging the American Law Institute to Materially Change the Proposed Restatement of the Law of Liability Insurance – Adopted 1/5/18

Encouraging the Adoption of Voluntary Data Call Principles – Adopted 11/16/17

In Support of H.R. 3989, the Disaster Savings Account Act of 2013 – Adopted 7/13/14

Resolution Supporting “No Pay, No Play” Auto Insurance Laws – Adopted 3/9/14

Requesting United States Congress to Pass the Homeowners Flood Insurance Affordability Act– Adopted 11/24/13

Urging HUD to Refrain from Intruding on State Regulation of Homeowners’ Insurance – Adopted 2/26/12

Supporting State Regulation of the Use of Credit Information in Personal Insurance – Adopted 7/13/08

Concerning Amendments to State Liquidation Laws Addressing Large Deductibles – Adopted 7/21/07

Regarding State Land-Use Policies – Adopted 7/21/07

Supporting Stronger Building Codes and Building Requirements – Adopted 7/22/06

Regarding the Insurance Receivership Model Act (IRMA) and NAIC Accreditation – Adopted 7/22/06

Regarding Motor Vehicle Crash Parts — 11/19/05

In Support of the Confidentiality of Risk-Based Capital Information — 7/8/05

Regarding Catastrophic Natural Disaster Insurance Issues — Originally Adopted 7/16/04; Readopted 2/25/06

Regarding Medical Malpractice Reform — Adopted 2/27/04

In Support of Flex-Rating as an Interim Step toward Rate Regulation Based More on Open Competition – Adopted 11/21/03

Regarding the Need for Effective Asbestos Reform – Adopted 11/21/03

Affirming State Authority in the Regulation of Crop Insurance — Originally Adopted 2/25/00; Amended 7/12/02

On NAIC Credit Personal Property Insurance Model Act – Adopted 11/16/01

In Support of Tax-Deductible Pre-Event Natural Disaster Reserve Funds and Federal Backup Insurance – Originally Adopted 7/13/01; Amended 11/16/01

On National Flood Insurance Program (NFIP) Elevation Certificate – Adopted 7/13/01

Opposing Federal Choice No-Fault Auto Legislation – Originally Adopted 11/16/97; Readopted 7/13/01

 

INTERIM CONFERENCE CALL MINUTES

Property-Casualty Insurance Committee Interim Minutes – February 14, 2025

Property-Casualty Insurance Committee Interim Minutes – October 7, 2024

Property-Casualty Insurance Committee Interim Minutes – June 14, 2024

Property-Casualty Insurance Committee Interim Minutes – February 2, 2024

Property-Casualty Insurance Committee Interim Minutes – September 22, 2023

Property-Casualty Insurance Committee Interim Minutes – February 17, 2023

Property-Casualty Insurance Committee Interim Minutes – September 29, 2022

Property-Casualty Insurance Committee Interim Minutes – February 11, 2022

Recording of Interim Zoom Meeting of NCOIL Property & Casualty Insurance Committee – February 11, 2022

Property-Casualty Insurance Committee Interim Minutes – February 19, 2021

Recording of Interim Zoom Meeting of NCOIL Property & Casualty Insurance Committee – July 24, 2020

Property-Casualty Insurance Committee Interim Meeting Minutes – July 24, 2020

Property-Casualty Insurance Committee Interim Meeting Minutes – Nov. 19, 2019

Property-Casualty Insurance Committee Interim Meeting Minutes – Jan. 29, 2018

Property-Casualty Insurance Committee Interim Meeting Minutes – June 5, 2017

Property-Casualty Insurance Committee Interim Meeting Minutes – Sept. 29, 2016

 

LETTERS

American Law Institute (ALI) Letter to NCOIL – 4/3/19

NCOIL Letter to ALI – 11/28/17

Letter to NAIC Expressing Concern with Proposed Data Call, Affirming Need for NCOIL Insurance Scoring Model  – 9/30/10

Letter to U.S. House Committee Applauding Insurance-Scoring Interest, Apprising of NCOIL Model Protections – 5/13/10

Letter to State Insurance Committee Chairs Regarding Uniform Crop Adjuster Licensing – 7/12/09

Letter to NAIC Regarding Protections in NCOIL Insurance Scoring Model Act – 4/28/09