Welcome to the National Council of Insurance Legislators (NCOIL) Website. Because your privacy online is very important to us, we want you to understand NCOIL’s practices regarding collecting and using your information. This privacy statement explains the privacy practices for www.ncoil.org and the NCOIL Event Portal App. NCOIL’s Privacy Statement is not intended to supersede or modify the terms of any license agreement between NCOIL and a third party and where inconsistent, the terms of the license agreement control.
Collection, Use and Disclosure of Information
You do not need to reveal any personally identifiable information to browse the NCOIL website.
Customer Information
If you order an NCOIL product or register for an education or training course or a meeting online, NCOIL may collect your name, address, telephone number, e-mail address, company name, and address. NCOIL collects this information for purposes of fulfilling orders for products, registering for courses and NCOIL meetings, and billing. NCOIL may also use this information to create general mailing lists to send customers marketing and other promotional material. NCOIL also collects credit card information if you are making an online purchase. NCOIL uses this information for billing purposes only.
NCOIL uses information collected over the Internet to process your requests, communicate back to you and improve our web sites. NCOIL may share the information mentioned above with its non-profit affiliate the Insurance Legislators Foundation (ILF) for these purposes. NCOIL does not provide customer information collected over the Internet to third parties.
Security of Information
NCOIL prioritizes the security of confidential and private information. NCOIL provides secure transmission of sensitive and personal information from your computers to NCOIL’s platforms. For instance, when credit card information is transmitted to an NCOIL utilized vendor, the vendor uses the industry-standard SSL (security socket layer) encryption. SSL encryption is a state-of-the-art technology by which information is encrypted while being transmitted over the Internet. Unfortunately, no data transmission over the Internet can be guaranteed to be absolutely secure and NCOIL does not ensure or warrant the security of the transmission of information. All NCOIL employees are aware of the privacy and security policies. Your information is only accessible to those employees who have a legitimate need for the information in order to perform their jobs.
Correction and Opt-Out Procedures
If your personally identifiable customer information changes, we will endeavor to correct, update or remove the personal data provided to us. Please send your request for change to the Help Desk at [email protected]. If you no longer wish to receive NCOIL newsletters, promotional materials or other electronic communications, you may opt-out by replying to the NCOIL e-mail and inserting the term “unsubscribe” in the subject line or by sending an e-mail to the Help Desk at [email protected]
Links to Other Web Sites
NCOIL provides links to third-party websites as a convenience to its users. The inclusion of any link does not imply an endorsement or recommendation of the third-party organization, its website, or its products and services. NCOIL has not reviewed and is not responsible for the privacy practices or content of such websites.
Notification of Change
NCOIL reserves the right to change its privacy policy. The most current privacy policy will be posted on the NCOIL website so you are always aware of what information NCOIL collects, how it is used, and under what circumstances, if any, it is disclosed. If at any point NCOIL decides to use personally identifiable information in a manner different from that stated at the time it was collected, NCOIL will notify users by way of an e-mail. NCOIL will provide a method for a user to opt-out of using their information in this different manner.