Latest NCOIL Activity

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NEWS

NCOIL Staff to Participate in “No-Shave” November for Tenth Consecutive Year (11-4-2025)

NCOIL Recognizes Cybersecurity Awareness Month (10-31-2025)

NCOIL Urges Support For Bill Reauthorizing TRIA Through 2035 (9-29-2025)

NCOIL Urges Congress to Pass NFIP Reauthorization Legislation (9-24-2025)

NCOIL Salutes Life Insurance Awareness Month (9-17-2025)

NCOIL Concludes Successful Summer Meeting in Chicago (7-29-2025)

EXECUTIVE COMMITTEE

Resolution Recognizing the Outstanding Service of Representative Rachel Roberts (KY) – Adopted 11/24/24

Resolution Recognizing Delegate Steve Westfall (WV) as an Honorary Member of NCOIL – Adopted 11/24/24

Resolution Recognizing Senator Bob Hackett (OH) as an Honorary Member of NCOIL – Adopted 11/24/24

Resolution Recognizing Past President Representative Deborah Ferguson, DDS (AR) as an Honorary Member of NCOIL – Adopted 11/24/24

Resolution Recognizing Past President Senator Neil Breslin (NY) as an Honorary Member of NCOIL – Adopted 11/24/24

FINANCIAL SERVICES & MULTI-LINES ISSUES COMMITTEE

NCOIL Model Act Regarding Insurers’ Use of Artificial Intelligence Draft as of June 17, 2025

Joint Industry Letter on NCOIL Draft AI Model Law                Draft Model Act “On the Use of Artificial Intelligence Systems by Insurers” – Submitted for discussion by American Insurtech Council

Opposition to the Proposed “Artificial Intelligence for Insurers Compliance Act”

Insurance Fraud Model Act — Originally Adopted 7/28/95; Readopted 11/16/01, 11/19/04, 11/22/09, 7/13/19, 11/24/24; Readopted with amendments on 11/15/25

NCOIL Earned Wage Access Model Act – Adopted 11/24/24

NCOIL Transparency in Third Party Litigation Financing Model Act – Adopted 11/24/24

 

HEALTH INSURANCE & LONG TERM CARE ISSUES COMMITTEE

NCOIL Charity Medical Care and Medical Debt Reform Model Act – Draft as of 10-14-25

NCOIL Prior Authorization Reform Model Act – Adopted 11-15-25

NCOIL Improving Affordability for Patients Model Act – Adopted 4-27-25

Transparency in Dental Benefits Contracting Model Act – Adopted 12/12/20; Readopted with amendments on 11-15-25

NCOIL Value Based Purchasing Model Act – Adopted 11/24/24

NCOIL Medical Loss Ratios for Dental (DLR) Health Care Services Plans Model Act – Adopted 4/14/24

JOINT STATE-FEDERAL RELATIONS & INTERNATIONAL INSURANCE ISSUES COMMITTEE

 NCOIL Health Savings Account State-Federal Regulatory Coordination Model Act – Adopted 7-19-25

Resolution in Support of Establishing Catastrophe Savings Accounts – Adopted 11-24-24

NCOIL Model Act in Support of Mental Health Wellness Exams – Adopted 11-12-24

NCOIL Resolution Reaffirming Support for the U.S. State-Based System of Insurance Regulation in Response to Growing Federal Encroachment – Adopted 4/14/24

LIFE INSURANCE & FINANCIAL PLANNING COMMITTEE

NCOIL Model Act Regarding Life Insurers’ Use of Genetic Information – Draft as of 10-14-25                        NCOIL Genetic Testing Model ACLI Letter                     Prof. Anya Prince Genetic Testing Model Letter

NCOIL Resolution in Favor of Encouraging a Redesign and the Use of Lifetime Income Investment Solutions in Defined Contribution Plans – Adopted 4/27/25

Life Settlements Model Act – Originally Adopted 11/17/00; Amended Versions Adopted 7/16/04, 11/16/07; Readopted 3/9/14, 3/17/19, 4/14/24, 7/20/24; Readopted with amendments 11/24/24

PROPERTY & CASUALTY INSURANCE COMMITTEE

Model Act to Regulate Insurance Requirements for Transportation Network Companies and Transportation Network Drivers – Adopted 7/19/15; Readopted 9/26/20; Readopted 11/15/25 until the 2026 Spring Meeting in April

Proposed Amendments to NCOIL TNC Model Nov. 2025

Storm Chaser Consumer Protection Act – Adopted 7/19/15; Readopted 9/26/20; Readopted with amendments on 11/15/25

NCOIL Rental Home Marketplace Guarantees Model Act — Adopted 4-27-25

NCOIL Motor Vehicle Glass Model Act – Adopted 4/27/25

NCOIL Resolution Encouraging States to Require Insurers to Provide at Least 60 days Advance Notice When Nonrenewing a Policy – Adopted 11-15-25

NCOIL Strengthen Homes Program Model Act – Adopted 11-24-24

NCOIL Catalytic Converter Theft Prevention Model Act – Adopted 7/20/24

NCOIL Public Adjuster Professional Standards Reform Model – Adopted 4/14/24

SPECIAL COMMITTEE ON RACE IN INSURANCE UNDERWRITING (Committee has sunset)

Amendments to NCOIL Property & Casualty Insurance Modernization Model Defining “Proxy Discrimination” – Adopted on April 18, 2021

Resolution Regarding the Use of Certain Rating Factors – 7-17-21

Resolution Regarding the Use of Artificial Intelligence in Underwriting – 7-17-21

Resolution Regarding Insurance Score Transparency  – 7-17-21

 

WORKERS’ COMPENSATION INSURANCE COMMITTEE

NCOIL Experience Rating Modification Model Act – Adopted 11/15/25

Model State Structured Settlement Protection Act (NSSTA/NASP Compromise Model) — Supported 2/27/04, 7/22/06, 7/17/11, 11/20/16; 7/18/21; 11/20/21; 3/6/22; Amended 7/16/22

Resolution Opposing Federal Monitoring of the State-Based Workers’ Compensation System – Adopted 11/20/21

NCOIL Workers’ Compensation Drug Formulary Model – Adopted 12/13/19