NCOIL Model Act Regarding Use of Credit Information in Personal Insurance

Readopted by the Property-Casualty Insurance and Executive Committees on November
15, 2015. Originally adopted by the Property-Casualty Insurance and Executive
Committees on November 22, 2002; readopted by the Committees, respectively, on
November 17, 2005, and on November 19, 2005; amended on July 12, 2009, to expand on
extraordinary life circumstances provisions; readopted by the Committees, respectively,
on September 24, 2020 and September 26, 2020. Readopted by the Committees,
respectively, on July 19, 2025 until the 2025 Annual Meeting in November. Readopted by
the Committees, respectively, on November 15, 2025.